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Compound interest

What a sum grows to at a rate over the years, and how much of that is interest on interest.

a month
%

As an AER - the yearly rate after monthly interest, as UK savings accounts quote it.

years

With interest

£23,581

Just saved, no interest

£17,000

Interest earned you

+£6,581(+38.7% more)

Growth over time

With interest from £5,000 on 1 Jan 2026 to £23,581 on 1 Jan 2036, up £18,581.

1 Jan 2026 · £5,000+£18,5811 Jan 2036 · £23,581
With interest No interest

An illustration from the figures above, not a forecast. Facts, not financial advice.

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