Tool
Required return rate
The return needed to reach a target from where you are.
Required annual return
5.7%
Reads as
Achievable at a normal long-run rate
Long-run averages: UK equities roughly 7-8%/year, US nearer 9-10%, world trackers around 8%.
Turns the usual question around: instead of assuming a growth rate and projecting where you'll end up, this solves for the rate a goal actually needs - so an unrealistic plan shows up as unrealistic here, not just as a shortfall on the Goals page.
An illustration from the figures above, not a forecast. Facts, not financial advice.
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